Bankruptcy to the Rescue

The leading cause of the United States’ 1.5 million bankruptcies stems from not being able to pay medical bills. Less than half of those filing for bankruptcy have insurance (many lose it as a result of the process). According to the Urban Institute, “Uninsured families report medical bill problems at double or triple the rate of insured families, and medical bills have been found a contributing factor in a sixth or more of bankruptcies.”

The average cost to have baby can range from $6,000 to $30,000 depending on what part of the country you’re in. For that amount of money, an uninsured mother could put herself through a variety of employment training programs and through four years of schooling at a number of public universities. Instead she pays inflated medical bills.

However what she gets for that price includes only adequate prenatal care and delivery, but none of the “extras” associated with high risk pregnancies (and by the way, lack of insurance is frequently associated with a higher risk). So if a woman is unable to pay the cost of insurance premiums, how is she going to come up with $6,000 to $30,000 to pay for doctor visits and delivery?

No wonder she chooses bankruptcy. She can’t afford not to.

Fighting for the uninsured and underinsured pregnant mom and their unborn babies!!!
Advocate Aaron